Improve cash flow, reduce risk, and fund growth with resilient financial practices.
Align budgeting, forecasting, and risk controls with business goals.
Shorten receivables, manage payables, and maintain healthy working capital.
Create rolling forecasts with scenario modeling to guide decisions.
Mitigate operational, financial, and liability risks with policy coverage.
| Metric | Target |
|---|---|
| Gross Margin | 60%+ |
| Operating Cash Flow | Positive |
| AR Days | < 40 |
| Inventory Turns | > 6 |
Evaluate debt, equity, and alternative funding for growth.
Term loans and lines of credit for predictable growth needs.
Fund capital purchases with asset-backed financing.
Raise capital or leverage incentives where appropriate.
Protect operations with general liability, property, cyber, and workers’ compensation coverage.
Explore Business InsuranceUse proper entity structure, deductions, credits, and accounting methods to optimize taxes.
Talk to an AdvisorBudget templates and loan payment estimators.
Download a starter template to track monthly inflows and outflows.
DownloadAnswers to common business finance questions.
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